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California Autoowners with Auto Insurance Coverage

Auto Insurance

Auto Insurance

California is a road trip paradise just waiting to be explored. If plans for a road trip are in your future, now’s a good time to prepare by updating your auto insurance. At Sunny Day Insurance Agency, Inc., we offer a wide range of auto insurance options to suit drivers of all ages and lifestyles. Here’s how auto insurance in California works to protect you on the road.

Types of Auto Coverage

When you insure your vehicle with Sunny Day Insurance Agency, you have your choice of the following coverage options:

  • Liability
  • Collision
  • Comprehensive
  • Uninsured Motorist
  • Roadside Assist
  • Rental vehicle and more

By picking and choosing the coverage you need, you can personalize your policy to save money on your premium. We do offer some specialty policies and those should be discussed with one of our agents.

Mandatory Coverage

Like most states, California requires that drivers carry auto liability coverage. This coverage is designed to protect others in accidents that are your fault. If you cause an accident that results in injuries to others, liability insurance will pay their medical costs as well as damage to their vehicle. Liability coverage fulfills your responsibility to compensate others financially for accidents you cause.

Optional Coverage

Comprehensive, collision, uninsured motorist, roadside assist, and rental vehicle coverage are optional coverage that can protect you and your vehicle against damage or loss.

Collision covers repairs to your vehicle caused by accidents while comprehensive protects your vehicle against theft and non-collision events to include weather damage, vandalism, animal strikes, and falling objects. Uninsured motorist covers repairs to your vehicle caused by hit-and-run accidents or uninsured/underinsured drivers.

Roadside assistance helps pay for towing costs if your vehicle falters during your travels. Rental vehicle coverage helps pay for the cost of renting a car while your vehicle is being repaired after an accident.

The right insurance package will provide you with optimal protection on the road. Call or visit Sunny Day Insurance Agency, Inc. in California today for all your auto insurance needs.

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