When you started your business, you knew that your products or services would make a difference in your community. Through it all, you’ve worked hard to turn an idea into a reality. Before your business opens its doors, it needs protection with commercial insurance. At Sunny Day Insurance Agency, Inc., our agents work hard to get California business owners the financial protection their businesses need.
Commercial insurance is not a one size fits all policy. It’s several policies combined to address a business owner’s needs. Most will include liability coverage. This is important protection should a customer be injured at a company location or by any of its products or services. If the business owns the property, property insurance is essential protection for those physical structures. The most important thing is that it will also cover any of the building’s contents, including inventory, office supplies, computers, and materials. Staff who are injured at work are covered by workers’ compensation. These items include primary policies. Some businesses may need additional coverage, such as commercial auto insurance or professional liability coverage. Many businesses also opt for continuity insurance if the business is unable to operate following a disaster. In some areas, flood insurance is recommended.
In California, our agents at Sunny Day Insurance Agency, Inc. can help you decide the types of coverage that is best for your business. When you come in, we’ll take the time to understand your business and its needs so that we can recommend the best products to protect it financially. You’ve traveled the long journey to bring your idea to the marketplace. Now protect that vision with the right insurance. Our website has information to get you started but invest some time to come in and visit with one of our agents. It’s time well spent whether you’re just starting or have been in business for years.