If you own a home in California, you know the danger that natural disasters pose to your abode. Home insurance from Sunny Day Insurance Agency, Inc. can protect you from hazards that threaten to damage or destroy all that you own. Here’s how home insurance can benefit you as a homeowner.
A standard home insurance policy in California offers the following protection for your dwelling and valuables:
Standard homeowner’s insurance in California doesn’t cover damage caused by earthquakes or flooding. You can, however, obtain this protection by purchasing separate earthquake and flood policies.
If someone were to get injured while visiting your home, you could be held responsible for paying their medical costs. A serious accident could result in yourself being sued for damages. Liability insurance protects you against liability claims and lawsuits, so you don’t suffer financial loss.
Home insurance provides financial protection to help you recover quicker from unforeseen disasters. To purchase a policy for your California home, contact Sunny Day Insurance Agency, Inc. of California.